NTB announces launch of ‘NATIONS SALARY SAVER’,
Q. What is unique about this product?
A. This is the only Salary Savings account in the Retail
Banking segment in Sri Lanka which offers you a variety of special
features attached to the account itself.
Q. What is the eligibility criteria to open this account?
A. Nations Salary Saver can be opened by any Sri Lankan
national over 18 years of age and holding a valid National Identity
Card. The applicant must also be employed and earning a regular gross
salary of LKR 20,000 and above.
Q. What is the initial deposit to open an account?
A. This account can be opened with an initial deposit of Rs.
1,000. However ,the salary should be credited to the account within the
next 30 days.
Q. What are the main features of this product.
A. There are many special features attached to the product,
such as the Joining Fee and the first year Annual Fee & Membership
Rewards Enrollment Fee waivers on American Express Credit Cards, Joining
Fee and first two year Annual Fee waivers on the Nations Global Cash
Card (ATM), 1% below the market rate reduction on the Personal Loans
interest rate, Pre approved limits on Nations Leasing, Overdraft
facilities with processing Fee waivers and other Value Added Services.
Q. How can a customer apply for an overdraft facility?
A. If a customer opens a Current account along with the
Nations Salary Saver account and credits his net salary to the Nations
Salary Saver account for three consecutive months, he will be eligible
to apply for an overdraft facility based on the Credit Evaluation
Policy.
Q. Please could you let us know a few of the Value Added
Services.
A. Customers are entitled to Free Internet and Mobile Banking
facilities such as balance inquiries, utility bill payments and fund
transfer facilities. They are also entitled to unlimited Free ATM
withdrawals from over 1,000 ATMs islandwide.
Q. Are there any bank charges applicable to this account?
A. There is no minimum balance or account maintenance fee
applicable to this account.
Q. Can an existing customer open this account and enjoy the
benefits?
A. Yes, he could by providing all the documentation subject to
the eligibility criteria. Customer also has the opportunity to retain
the existing account.
Q. How should a customer remit his salary to the Salary Saver
account?
A. The monthly salary should be remitted to the Nations Salary
Saver by the employer through the Sri Lanka Interbank Payment System
(SLIPS) or an Account transfer from the employer’s account or by a
cheque deposit drawn accordingly.
Q. Is there a special promotion linked to this account.
A. Yes, the Remit & Win promotion. Customers could simply
remit their monthly salary or Rs. 10,000 (whichever is higher) to the
Nations Salary Saver account and stand a chance to win Smartphones
during the promotional period.
Q. What are the Smartphones on offer In this promotion?
A. We will be offering a Samsung S4 and a Samsung Galaxy Tab
in June, An Apple iphone 5 and an Apple ipad mini in July and a
Blackberry Bold 9900 and a Blackberry Curve 9320 in August.
Nations Trust Bank PLC is one of the fastest growing banks in Sri
Lanka today. Its market positioning of being the benchmark of customer
convenience is ably supported by a host of financial products and
services to a wide customer segment.
The Bank now operates 60 branches, 7 Personal Banking Centres, and an
island wide ATM network that is growing and accessible from 72 locations
island wide. Nations Trust Bank is also the sole issuer and acquirer for
American Express cards in Sri Lanka. |